It Only Takes Ten Minutes to Get the Card for Nurses

In addition to the card’s great rates and terms, you’ll enjoy:

A Special benefit for nurses
After you receive your card, you are eligible to receive up to $100 in professional expense reimbursements over the next 12 months2 as part of our unique Healthcare Benefits Suite.  It’s one additional way the NIHFCU would like to say thank you for all you do. 
Not all credit cards are built the same

Many bank and store cards are loaded with high fees and penalties.  And, with APRs often close to 30% you can easily fall into their trap.  At NIHFCU, we treat you differently. Our fees are typically way lower and even our highest APR is far less than you will find practically anywhere!  Spend 10 minutes with us online and you could save big!

 

 

Check out What Other Healthcare Professionals are Saying About NIHFCU
 
Can I get a credit card at NIHFCU?
 
Absolutely! Anyone who works in healthcare can get a credit card at NIHFCU. And because we've been around for over 80 years, you can feel comfortable that we'll always be there when you need us.

Questions Nurses Ask

Q

Q

A

A

What's different about a Financial Institution that is focused on healthcare professionals?
 
Great question! First, it means we understand you and your unique needs. Second, it means we can craft products and services specifically for professionals like you. Some examples include our special-purpose VitaLoan, or our healthcare-focused student loan refinancing.
So what are you waiting for? 
If you made it this far, you should invest 10 more minutes to complete our online credit card application, and start your journey with NIHFCU. Like thousands of nurses everywhere, you’ll learn what we mean when we say “Discover Banking with Heart”. Your financial benefits await.  

© NIH Federal Credit Union

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Sooo, what's up with a credit union?
 
Not everyone understands the awesomeness that is a credit union. Imagine if your bank didn't care about turning a profit or making their shareholders richer, and instead offered you better rates and lower fees designed to keep more money in your pocket. That's a credit union! Sound too good to be true? It's not. It's all made possible by the Credit Union Act, which was passed by the US Government back in the 1930s. The government set up credit unions to help everyday people, and that's exactly what they do. We just happen to be the credit union for healthcare professionals like you.
Don’t Wait, Apply Now

1 APR=Annual Percentage Rate. APRs and credit limits vary by card and depend on creditworthiness. A balance transfer fee equating to the greater of 2% or $10 applies. See Pricing and Terms for complete credit card disclosures. The 2.99% introductory period on the Platinum and Cash Rewards cards begins at account opening. All new applications are subject to terms, conditions and credit approval. All information as of August 21, 2023.

2 Each qualifying member is eligible for a total reimbursement request of up to $100.00 during a given 12 month cycle. Unused reimbursement amounts will not carry over to subsequent 12 month cycles. In order to submit and receive a healthcare expense reimbursement, you must: 1) Be a current NIHFCU member of at least 3 months and be an NIHFCU member in good standing at the time your approved reimbursement request is disbursed, and 2) have one or more current NIHFCU loans or lines in good standing originated/booked within the 12 months preceding the reimbursement request.  Authorized reimbursements include professional certifications, memberships to professional or trade organizations, subscriptions to trade journals or publications, and professional liability insurance coverage. For full program details and specific reimbursement procedures, please visit our member reimbursement request page.

NCUA – Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

EHO – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

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Find out what payment you qualify for.

© NIH Federal Credit Union

Don’t fall for the store card trap
Almost half of nurses say they will get a store credit card this year. But what most don’t know is the average interest rate on those cards is 25.33%! THE credit card for nurses offers 0% APR for 15 months1 followed by super low variable rates between 7.99%-16.99%APR. So, don’t get caught in the store credit card trap and pay thousands of dollars in unnecessary interest. It only takes ten minutes to save big. 
 
Apply NowApply Now

Get THE Credit Card 

for Nurses today

What's different about a Financial Institution that is focused on healthcare professionals?
 
Great question! First, it means we understand you and your unique needs. Second, it means we can craft products and services specifically for professionals like you. Some examples include our special-purpose VitaLoan, or our healthcare-focused student loan refinancing.
Sooo, what's up with a credit union?
 
Not everyone understands the awesomeness that is a credit union. Imagine if your bank didn't care about turning a profit or making their shareholders richer, and instead offered you better rates and lower fees designed to keep more money in your pocket. That's a credit union! Sound too good to be true? It's not. It's all made possible by the Credit Union Act, which was passed by the US Government back in the 1930s. The government set up credit unions to help everyday people, and that's exactly what they do. We just happen to be the credit union for healthcare professionals like you.
  • 2.99% APR for 12 months1
  • Then a super low variable APR of 12.74%-18.00%1
  • No annual fees1
  • Up to $100 in professional expense reimbursement2
Learn More
Transfer high-rate balances and save
 
Already have balances on your existing credit cards? You don’t have to pay high interest rates each month. It’s easy to transfer your existing balances1 from other institutions to your new NIHFCU credit card. We’ve saved nurses like you thousands of dollars in unnecessary interest. Just complete our ten minute application, and you could start saving money this month. 
 
Apply Now
It only takes 10 Minutes
It only takes 10 Minutes
  • Credit Limits up to $25,0001

  • Digital Wallet/Mobile Payment options

  • Block/unblock your card instantly in case of theft or loss 

  • 24/7 fraud monitoring and Visa Zero Liability

  • Peace of mind with ID Navigator Powered by Norton LifeLock

  • A super low variable APR of 12.74% - 18.00%1
  • $100 professional expense reimbursement2
  • No annual fees1
  • Block/unblock your card instantly in case of theft or loss

  • 24/7 fraud monitoring and Visa Zero Liability

  • Peace of mind with ID Navigator Powered by Norton LifeLock

Get THE Credit Card for Nurses Today!


  • Credit Limits up to $25,0001


  • Digital Wallet/Mobile Payment options
Nurses, get up to $100 in expense reimbursement
A Special benefit for nurses