Many bank and store cards are loaded with high fees and penalties. And, with APRs often close to 30% you can easily fall into years and years of unnecessary interest payments. At NIHFCU, we understand the needs of Nurses and we are here to help you achieve financial success.
Our highest rates are commonly far lower than the lowest rates offered by big Banks! Plus, we typically have lower fees as well.
Spend minutes with us online and you could save a lot!
© NIH Federal Credit Union
1 APR=Annual Percentage Rate. APRs and credit limits vary by card and depend on creditworthiness. A balance transfer fee equating to the greater of 2% or $10 applies. See Pricing and Terms for complete credit card disclosures. The 2.99% introductory period on the Platinum and Cash Rewards cards begins at account opening. All new applications are subject to terms, conditions and credit approval. All information as of May 1, 2024.
2 Each qualifying member is eligible for a total reimbursement request of up to $100.00 during a given 12 month cycle. Unused reimbursement amounts will not carry over to subsequent 12 month cycles. In order to submit and receive a healthcare expense reimbursement, you must: 1) Be a current NIHFCU member of at least 3 months and be an NIHFCU member in good standing at the time your approved reimbursement request is disbursed, and 2) have one or more current NIHFCU loans or lines in good standing originated/booked within the 12 months preceding the reimbursement request. Authorized reimbursements include professional certifications, memberships to professional or trade organizations, subscriptions to trade journals or publications, and professional liability insurance coverage. For full program details and specific reimbursement procedures, please visit our member reimbursement request page.
3 Comparison based on non-promotional rates published on major bank card issuer’s websites as of May 1, 2024.
NCUA – Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
EHO – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
© NIH Federal Credit Union
Credit Limits up to $25,0001
Digital Wallet/Mobile Payment options
Block/unblock your card instantly in case of theft or loss
24/7 fraud monitoring and Visa Zero Liability
Other convenient DIY card management tools
- Super-low Rates1
- No annual fees
- Up to $100 in professional expense reimbursement2
- 100% of our cardholders currently enjoy rates way below the current 24.37% APR national average3
- Our highest possible rate is likely to beat even the lowest rate you could ever dream of at major bank issuers.3
- Plus, enjoy an introductory rate of 2.99% APR for 12 months on balance transfers (then 13.24% -18.00% APR thereafter)1 and lower fees than most other card issuers.
Get THE Credit Card
for Nurses today
- Super-low Rates1
- No annual fees
- Up to $100 in professional expense reimbursement2
- 100% of our cardholders currently enjoy rates way below the current 24.37% APR national average3
- Our highest possible rate is likely to beat even the lowest rate you could ever dream of at major bank issuers.3
- Plus, enjoy an introductory rate of 2.99% APR for 12 months on balance transfers (then 13.24% -18.00% APR thereafter)1 and lower fees than most other card issuers.